One financial platform for every stage of your business.
Collect. Pay. Understand. Grow.
Etiquette Pay
A provider-agnostic payment layer: one internal model for every payment, with partner adapters behind it.
Sandbox preview
Etiquette Collect
Customer collections, invoices, receivables and settlement tracking, reconciled in a single view.
Sandbox preview
Etiquette Business
Income, expenses, receivables, payables and cash flow across one or many businesses.
Sandbox preview
Etiquette Insights
Plain-language observations about revenue, collections and cash flow, based on your own ledger.
Sandbox preview
Etiquette Ledger
Every movement of money is a balanced journal entry that can be traced to its source. History is never silently edited.
Sandbox preview
Etiquette Invoice
Create invoices, track every status, and see receivables ageing the moment something is overdue.
Sandbox preview
Etiquette Expense
Expense recording, vendor management and approvals with cost-centre, department and project tracking.
Planned
Healthcare Finance
Financial infrastructure for hospitals and clinics: patient payments, collections and revenue reporting. An independent product, not an HMS integration.
Planned
Etiquette Merchant
Register a business, add branches and channels, and report on each branch or all of them together.
Planned
Finance Automation
Describe what should happen as Trigger → Condition → Action, and let the platform watch for you.
Planned
Reports for every question
Export as PDF, CSV or Excel. Report exports are planned; core financial reports are viewable in the preview.
Designed for the phone in your pocket
Mobile layouts are design previews with sample data. The web platform is fully responsive; native apps are planned.
Organisation → Company → Branch → Department → Users
Organisation structure
- Organisation · Etiquette Retail Group
- Company · Etiquette Retail Pvt Ltd
- Branch · Trichy
- Department · Sales
- Department · Operations
- Branch · Chennai
- Branch · Coimbatore
- Branch · Trichy
- Company · Etiquette Retail Pvt Ltd
Example hierarchy with consolidated and per-branch reporting. Branch hierarchy is planned; the preview currently supports organisations with members.
Role-based access
Planned roles: Owner, Administrator, Finance Admin, Finance Manager, Accountant, Branch Manager, Auditor, Viewer.
The preview today enforces Owner, Admin, Accountant, Member and Viewer roles, with tenant isolation on every request.
Where Etiquette Bank is going
Etiquette Capital
Working capital, merchant finance, invoice financing, equipment finance, healthcare finance and a business credit line.
Subject to regulated lending partnerships and eligibility. Not currently available. Credit decisions would consider transaction behaviour, revenue history, cash flow, receivables, payment reliability and business profile. Approval is never guaranteed.
Etiquette Business Account
Business account experience, virtual account numbers, collections, vendor and payroll payments, scheduled payments, beneficiary management, statements and transaction categorisation.
Banking services will be offered through regulated partner institutions where applicable. Etiquette does not accept deposits.
Finance Platform
- Payments
- Collections
- Invoices
- Expenses
- Analytics
- Reconciliation
- Merchant Dashboard
Financial Intelligence
- AI insights
- Cash-flow prediction
- Automations
- Advanced reporting
- Financial assistant
Financial Ecosystem
- Partner banking
- Virtual accounts
- Business payments
- Credit partnerships
- API banking
Expanded Financial Services
- Subject to regulatory strategy, approvals and partnerships.
Provider-agnostic by design
Finance Core talks to an orchestration layer, which talks to adapters. Swapping or adding a partner never touches your ledger.
Adapters are placeholders for future regulated partners: banks, payment aggregators and gateways, UPI partners, NBFCs, account aggregators, credit bureaus, KYC providers, GST services and accounting platforms. No partner is announced. Banking and payment services, where applicable, are provided through regulated banking, payment and financial institution partners.