Company

A fintech platform by Etiquette.

Etiquette Bank is Etiquette's fintech initiative, designed to simplify how businesses manage financial operations.

The objective is to combine financial infrastructure, intelligent analytics, automation and APIs into one scalable platform, so that a business sees collections, payments, reconciliation and cash flow in one place rather than across disconnected tools.

What we focus on

Technology. A double-entry ledger at the core, with payments, invoices and reports derived from it.
Security. Controls designed in from the start, and plain statements about what is and is not done yet.
Transparency. Sample data is always labelled; features are marked Sandbox preview or Planned.
Business intelligence. Explanations in plain language, with estimates clearly marked.
Open financial infrastructure. Provider adapters and APIs rather than lock-in to one partner.

Where we are

The platform is in preview. Etiquette is not a licensed bank and does not hold funds. Regulated services, where offered in future, would be delivered with licensed partners. Healthcare is our first target industry because Etiquette understands it; Etiquette Bank remains an independent product.

Etiquette Bank is a financial technology initiative of Etiquette. Etiquette is not representing itself as a licensed bank. Banking, payment, credit or regulated financial services, where offered, may be provided through appropriately licensed and regulated partner institutions. Product availability is subject to applicable regulations, eligibility and partner arrangements.

Phase 1

Finance Platform

Payments
Collections
Invoices
Expenses
Analytics
Reconciliation
Merchant Dashboard

Phase 2

Financial Intelligence

AI insights
Cash-flow prediction
Automations
Advanced reporting
Financial assistant

Phase 3

Financial Ecosystem

Partner banking
Virtual accounts
Business payments
Credit partnerships
API banking

Phase 4

Expanded Financial Services

Subject to regulatory strategy, approvals and partnerships.